Today, I’m joined by the creator and star of the YouTube show called Keeping It Real With Credit. He’s had tremendous success with educating people about credit repair, and I’m really excited to have him on the show.
Without further ado, please welcome this week’s Credit Hero - Ray Bueno!
Since 2016, Ray has been providing free personal finance and credit education to the world. He recently started offering credit repair services with incredible success. We’re expecting him to join our Credit Repair Cloud Millionaires Club very soon.
Today, Ray’s YouTube channel stands firm with over 200,000 subscribers. And counting!
He continues to upload amazing content to this day. In this episode, we’re going to go over his video production process in exquisite detail.
Plus, he’s going to share a bunch of lessons he’s learned along the way and discuss a topic that made him industry famous - why you should never pay collections.
Before jumping into the world of credit repair, Ray used to be in the Marine Corps. After 7 months of his second tour in Afghanistan, he came home to discover a bunch of collections waiting for him.
At the time, he didn’t know much about collection scams, and he didn’t think much of it. He worked out a 12-month payment plan so he could start rebuilding his credit. And since his nature is to be proactive, he started learning about how he could improve his credit score.
That’s when he started noticing all the red flags.
After more research, Ray was devastated to find out that the collections agency that contacted him was a completely fake company. Luckily, he was able to take them to federal court and get his money back.
Still, he was deeply affected by the whole situation. Ray decided to share his story and create a video to educate and protect people from collection scammers. That was his first-ever YouTube upload, and since then, the video has had over 5 and a half million views! Way to go, Ray!
“There’s no such thing as failure. There’s only opportunities that you learn from.” - Ray Bueno
Listening to stories of people being scammed out of their money never gets easier. Ray’s situation was particularly sad because he was targeted for the same reason he should be applauded and admired - fighting for his country.
The fact that he was away for such a long time made him an easy target. Today, he’s empowering people through education and helping people protect themselves against fake companies and con artists.
His advice is plain and simple… never ever pay collections. Check out his YouTube page if you want to learn more!
Growing a business in today’s world is all about providing value. Free educational content is one of the best ways for you to do just that.
“You can grow a business just by educating people.” - Daniel Rosen
Ray has built his brand by helping people solve problems and find answers to their burning questions. It’s the main reason why people kept flocking to his channel and why he created a successful, sustainable business on top of it.
The biggest obstacle people have to overcome with making content is their own fear and self-doubt. There’s no secret formula to it other than just doing it.
This is exactly how Ray sees it too. It’s about being resilient and perfecting your skills through the process.
For every video that he makes, Ray dedicates a lot of time and effort to research a relevant topic and present it in a structured, easy-to-understand way.
But if you watch his first few videos, and compare them with his most recent ones, you’ll see exactly how much he was able to improve. Doing the work consistently is how he got there.
Creating educational content is a great way to grow your business authentically while changing people’s lives. But you’re also going to consider a lot more stuff to set up your very own credit repair company. And if you’d like us to guide you through the process and hold your hand the entire time, check out our Credit Hero Challenge and join us today!
Thank you for joining us on this week’s episode.
Until next time - keep changing lives!